10444 Highway 421, Trade, TN 37691

Mountain city + boone access & potential 3.125% assumable fha loan! Conveniently located in Trade, TN with easy access to Hwy 421 - approximately 10 minutes to Mountain City and 20 minutes to Boone, NC. A great option for buyers working in either community or commuting to the NC High Country while enjoying Tennessee living and its favorable tax environment. Potential assumable FHA financing at 3.125% for a qualified buyer, subject to lender approval. Buyer to verify all assumption terms directly with loan servicer. Set on 1.22 acres with no HOA and no zoning, this inviting mountain home offers 2 permitted bedrooms and 3 full baths, plus two spacious upstairs bonus/flex rooms with closets and a full bath -ideal for guests, home office, nursery, hobbies or additional living space. Septic permit is for 2 bedrooms. Currently used as an Airbnb with 5-star guest reviews, the home features hardwood floors, an open kitchen and living area, gas-log fireplace, beverage cooler and abundant natural light. Offered AS IS and furnished with a few exclusions, making it an easy transition for a primary residence, second home or continued rental use. Recent maintenance includes septic pumped 6/2025 and well pump replaced 11/2024. Outside, enjoy seasonal Rich Mountain views, a fenced backyard, firepit, wooded privacy and plenty of room to roam. An outbuilding provides storage for mower and tools, while the adorable backyard shed creates a fun retreat near the firepit. A wonderful combination of convenience, flexible living space, usable outdoor areas and Tennessee living- close to both Mountain City and Boone.